Brooks Acquisitions

Private lending is when an individual provides capital for a real estate project in exchange for a fixed return. Your investment is secured by real property via a recorded Security Deed (lien) and a Promissory Note. You are not investing in a fund — you are directly lending against a specific property.

You provide capital for a specific acquisition or renovation, and in return, you receive: • A fixed interest rate (Unless negotiated otherwise) • A recorded lien (your collateral) • A short investment term (typically 4–12 months) • Payments (monthly or at completion) • Full repayment at the property’s exit (sale or refinance) Unlike the stock market, your return does not fluctuate — it is contractually locked in.

Yes, but you get the benefits of being the lender: • Higher returns • Stronger security • Direct lien position • Priority over equity partners We essentially give you the position banks enjoy — but with higher interest.

No; you don’t own equity; your position is stronger. You are a secured lender with a recorded claim against the property. This means you get paid before the investor makes any profit. Think of yourself as like the bank; you don't own the property, but if I were to get hit by a bus or default on our agreement you can foreclose and take possession of the property. And as stated, at closing, since you will have a secured lien you get paid out first before I do.