Brooks Acquisitions
Investor Protections
Your capital is protected at every stage. We've built multiple layers of security to ensure your investment is safe and your returns are secure.
Built-in Protections
1st/2nd Lien Security
Your investment is secured by a recorded lien position on the property, giving you legal rights to the asset.
Foreclosable Position
Promissory Note
Legally binding promissory note outlining terms, interest rate, repayment schedule, and default provisions.
Enforceable Contract
Security Deed
Recorded security deed filed in county records, creating a public lien against the property securing your investment.
County Recorded
Insurance Protection
Property is insured for full replacement cost with lender named as loss payee and additional insured.
Full Coverage
Conservative Underwriting
We only purchase properties at 75% ARV or below, ensuring significant equity cushion protects your investment.
Built-In Equity
Renovation Oversight
Licensed general contractors, detailed budgets, progress inspections, and weekly photo updates to investor portal.
Quality Control
Multiple Exit Strategies
Every deal has primary, secondary, and tertiary exit plans to ensure repayment regardless of market conditions.
Contingency Plans
Attorney Escrow
All funds wired to licensed closing attorney's escrow account. No funds released until documents are executed.
Third-Party Held
Legal Documentation
Every investment includes comprehensive legal protection
Promissory Note
Legal contract defining loan amount, interest rate, term, payment schedule, maturity date, and default remedies. Enforceable in court.
Security Deed (Deed to Secure Debt)
Recorded document creating a lien against the property. Gives you legal claim to the property in event of default. Recorded in county land records.
Hazard Insurance Policy
Property insurance naming you as loss payee and additional insured. If property is damaged or destroyed, insurance proceeds go directly to lender.
Closing Settlement Statement (HUD-1)
Official closing statement from attorney showing all funds, disbursements, recording fees, and confirmation of lien recording.
